Chief Financial Officer
WHOLESALE/RETAIL

We hired Agard & Associaes LLC to investigate whether or not we overpaid on our workers’ compensation policies. We received revisions to our Modifications as a result of their efforts, which resulted in over $50,000 in refunded premiums. We are especially pleased because Agard & Associaes LLC obtained these refunds with no effort or time on our part. We simply signed their Agreement and provide them with an authorization letter, then sit back and wait for refunds. Best of luck with your review efforts.

President
WHOLESALE/RETAIL

I am writing a letter of recommendation for Agard & Associates LLC. I asked for a consultant for Workers’ compensation insurance and got a TOTAL PREMIUM CREDIT of $5,682.00. Christine was wonderful to deal with and the follow-up was excellent. I would definitely ask for your help again. Thank you so much for all your help.

Chief Executive Officer & Chief Financial Officer
HOME HEALTH AGENCY

It is with much enthusiasm that I am writing to recommend the services of Agard & Associates LLC. I have been using Agard & Associates LLC to audit my office’s NY State Insurance Fund to ensure we recover any lost monies. I have always been completely satisfied with their performance. They do an excellent job, are always punctual, and offer the most competitive rates in town. I’m happy to recommend the services of Agard & Associates LLC. If you have any questions, please feel free to contact me.

Finance Consultant
ELECTRICAL CONTRACTOR

Agard & Associates LLC obtains refunds on current and previous years’ worker’s compensation premiums that the employer thought were closed and done. We hired Agard & Associates LLC to review our workers’ compensation premiums to determine if we had overpaid on our premiums. They successfully reduced our experience modifications as far back as 2013 (seven years prior). Agard & Associates LLC did just what they said they would do, and as promised, their review required almost no time on our part. I would highly recommend Agard & Associates LLC’s services – even if you think your premium is correct.

President
MOVING COMPANY

Agard & Associates performed very well for us. It was seamless and fast. They just asked for a little information, and they were able to get us a premium reduction from past years. I highly recommend them.

CFO/Controller
BUSINESS CONSULTING SERVICES

Our company was contacted by Christine Agard of Agard and Associates LLC regarding her Workers’ Compensation lnsurance Premium Recovery Service. This service involves premium analysis with the hope of finding errors resulting in potential savings. lf there are no savings found, there is no fee. Within a couple of weeks, Christine informed me of a $21,334.64 savings for the years 2014 – 2018. It was a pleasure to work with Christine, and obviously, the service was well worth it. I highly recommend Agard and Associates, this work was completed quickly, and the result was a tremendous savings for our non-profit.

Chief Executive Officer
HOME HEALTH AGENCY

We hired Agard & Associates LLC to review our experience modifications. Your work resulted in a six-point reduction to our experienced modification (1.04 to .98). This was a very easy process as you said it would and we are thrilled to get back the money that we have previously overpaid due to the experience modification error you corrected. Agard & Associates LLC provides a very valuable service and skill that has delivered results for us that we would not have achieved on our own. We will definitely avail ourselves to your services again in the future thanks